We all know health insurance companies refuse coverage or hike up rates based on pre-existing conditions they themselves define. A write in The Miami Herald from over the weekend points to underwriting guidance manuals available online which show you can be rejected for everything from pregnancy to severe acne. The article also talks about data mining for prescriptions and how insurance companies can keep track of what you take and then say yes or no based on medications too. Pages 30-32 of the Vista guide detail that company’s list of what gets automatically declined.
And these are the same people asking us to trust them when it comes to health care reform.