I recently got a letter from UnitedHealth saying the copay for my prescription was going up from $30/month to $125/month. Actually, they didn’t even spell it out that clearly. They said it was going up to Tier 3, and I had to do a ridiculous amount of digging through their website’s related website to find a dollar amount. With that kind of jump, no wonder they bury the specifics.
Turns out I’ve got limited options. I either pay $125/month ($1500/year), or I get my doctor to find a comparable generic. But the catch is that it’s an extended release drug, and there is no generic extended release version on the market. I either accept a possibly less effective substitute, pay, or go without.
I’ve got a call into the doctor, and I’ll let you know what he comes up with. But every time I have to go through something like this, I think about the people who don’t have the freedom during the day to make the calls, haggle, fight the system, etc. I think about the people being manipulated by corporate greed – people who just want to fill the prescription their doctor recommended and get on with their lives – and it makes me really glad I do what I do.